Introducing a new way to manage student loan repayment. Coming soon.

Forget aboutyour student loans.

We're building a simpler way to repay student loans. Your existing loans get paid off, and repayment happens automatically through your paycheck. Less to manage. More life to live.

The model we're exploring: 10% of your gross wages, deducted automatically, until the agreed repayment obligation is satisfied. A proposed model, not final terms.

Get Early Access

Free to join. No credit check, no documents, no obligation.

How it would work

Three steps, and none of them is a monthly bill

Here's how LoanLoser is designed to work.

Step 01

Your loans get paid off

Your existing student loans are paid in full and closed. One less thing to track.

Step 02

One agreement replaces them

A single repayment obligation takes their place, on terms you review before signing.

Step 03

Repayment happens automatically

An agreed share of your pay, deducted automatically each pay period, until the agreed repayment obligation is satisfied.

Early access

Be among the first 10,000

Join the early access list for updates and first access when LoanLoser becomes available.

What should we call you?

Where can we reach you?

Roughly how much student debt do you carry? An estimate is fine.

Annual income, before taxes A range only, so we know what works for people like you.

Would you consider repaying 10% of your gross wages automatically if your existing student loans were paid off? Paying off your current loans would replace them with a new repayment obligation.

Yes Depends on the terms No

You're already on the early access list. Nothing more to do.

You're in.

We'll send you updates, and we'll let you know the moment LoanLoser is available. We'd rather stay quiet than fill your inbox.

Nothing has been approved, nothing is owed, and no money has changed hands. To have your details removed, email hello@loanloser.org.

Before you join

Good to know

We'd rather you hear this from us now than discover it later.

In development

LoanLoser is currently in development. Financing, eligibility requirements, and final repayment terms have not yet been established.

Early access isn't an application

No obligation, no commitment from us, and no guarantee of approval. The 10% is a proposed model, not a quote. Real terms would arrive in a written agreement you read and sign.

Paying off your loans creates a new one

Your old loans would be settled and replaced by a single repayment obligation. The debt changes shape rather than disappearing.

Your information stays private

No credit check, no documents, no Social Security number. We don't verify anything at this stage, we don't sell your details, and potential partners see aggregate numbers only. Email us and we'll delete them. Full detail in our privacy policy.

If your loans are federal, this would be a trade

Federal loans carry protections a private arrangement can't replicate: income driven repayment, Public Service Loan Forgiveness, and disability and death discharge. Paying a federal loan off through a program like this ends them permanently. Whether that trade makes sense depends entirely on your situation, and for anyone on track for PSLF it usually won't. We'd walk through it with you before anything was signed, and we're flagging it now so it's never a surprise.

Forget about your student loans.

Join the early access list. Be first to know when LoanLoser launches.

Get Early Access